2023Monthly Benefits NewsletterN A T I O N A L F R A T E R N A L O R D E R O F P O L I C EJanuaryw w w . f o p . n e t / m e m b e r - b e n e f i t s /Vendor Spotlight
Table of ContentsJ A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3HealthActive&FitBurnalongHeritage Health Solutions16.HearingAmplifon20.Estate PlanningTrust & Will10.Information ProtectionID Theft AssistLifeLock22.FinancialCollege Ave Student LoansCommerce BankNational Police Credit Union12.CONTENTSInsuranceAetnaCipollaLiberty Mutual25.Legal DefenseHylant29.Real EstateCrossCountry MortgageDirect Mortgage LoansHomes for Heroes32.Senior LivingBrookdale Senior Living36.TravelHeroes Vacation ClubTravelPerks38.Vendor SpotlightAllstate/MetLife03.EducationFree College ProgramNFOPU Consortium07.
0 3VENDOR SPOTLIGHTJ A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
0 4J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3Contact Gena Maytubby at gmaytubby@sfandc.com if youhave any questions.
0 5J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
0 6J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
Free College ProgramNFOPU ConsortiumEDUCATION0 7J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
FREE COLLEGE BENEFIT0 8J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3UpdateOn Friday, October21, 2022 Eastern Gateway Community College was granted apreliminary injunction against the U.S. Department of Education’s cease-and-desist action.Based on this ruling Eastern Gateway Community College has indicated theywill enroll students under the Free College Benefit.Students should work directly with the school to determine their enrollmenteligibility and options.Eastern Gateway Community CollegeCall 888-590-9009 or Email: Online@egccfreecollege.org.Please Note: EGCC is responsible in determining whether the Free CollegeBenefit (FCB) program is Title IV compliant. Students should work with EGCC todetermine their enrollment options and be sure they fully understand theirpotential future enrollment status and financial liability.Central State University is no longer participating in the Free College Benefit
NFOPU CONSORTIUM0 9J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3The National Fraternal Order of Police University (NFOPU) is a consortiumof colleges and universities that provides members of the National FOPwith varied learning programs. These programs include both traditionaland nontraditional forums. The formation of the NFOPU allows FOPmembers the ability to take courses that will accommodate the uniquerequirements of a working law enforcement officer's schedule. Thesecourses can be taken completely online, which will make it easier formembers to obtain their degrees on their own time. All of the colleges anduniversities that are participating are regionally-accredited institutions.There is no cost to the NFOP, and our members receive benefits in theform of actual tuition cost reduction or extensive credit for past degreework, POST training and FBI Academy training.
Trust & WillESTATEPLANNING1 0J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
TRUST & WILL1 1J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
College Ave Student LoansCommerce BankNational Police Credit UnionFINANCIAL1 2J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
COLLEGE AVE STUDENT LOANS1 3J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
COMMERCE BANK1 4J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
NATIONAL POLICE CREDIT UNION1 5J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
Active&FitBurnalongHeritage Health SolutionsHEALTH1 6J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
ACTIVE&FIT1 7J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3* To access the program, you must download the NFOP mobile app.Username "fop" and passcode "GetFit2023!"
BURNALONG1 8J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
HERITAGE HEALTH SOLUTIONS1 9J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
AmplifonHEARING2 0J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
AMPLIFON2 1J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
ID Theft AssistLifeLockINFORMATIONPROTECTION2 2J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
ID THEFT ASSIST2 3J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
LIFELOCK2 4J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
AetnaCipollaLiberty MutualINSURANCE2 5J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
AETNA2 6J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
CIPOLLA2 7J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
LIBERTY MUTUAL2 8J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
HylantLEGAL DEFENSE2 9J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
LEGAL DEFENSE3 0J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3Coverage A – Administrative (includes Administrative Off-Duty)Coverage B – CivilCoverage C – CriminalRetired Law Enforcement Concealed Carry Coverage – Retired officerscan now get unlimited legal defense coverage for civil and criminalclaims associated with the legally carrying and use of a concealedweapon to learn more click here.LEGAL DEFENSE PLANThis program is designed specifically to cover the law enforcementexposures faced by members of the FOP Legal Defense Plan by payinglegal defense costs on behalf of participating members for the followingactions and proceedings:Legal defense protection is a necessity for law enforcement professionals.As the frequency and cost of allegations rise, the FOP Legal Defense Planoffers you and your lodge members a very affordable and comprehensiveplan. To learn more, click here.
FIDELITY INSURANCE3 1J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 33-year prepaid policy (Kentucky lodges must add a 1.5% surcharge topremium)Broadest definition of covered employees and financial lossAutomatic renewal–No new application required for loss-free lodgesOptional increased limits and deductiblesAvailable to FOP lodges in all states except HawaiiLODGE FIDELITY BOND INSURANCEArticle 19 of the FOP Constitution and By-Laws requires each state andlocal lodge to maintain employee dishonesty coverage to protect lodgefunds from dishonest acts by lodge members. This program fulfills thisrequirement and offers the following coverage features:Coverage: Blanket Employee Dishonesty Coverage – Insures for loss ofmoney, securities and other property caused by fraudulent or dishonestacts of any employee against the FOP Lodge. Definition of employeeincludes all officers, directors, volunteers and committee chairpersons,whether compensated or not.
CrossCountry MortgageDirect Mortgage LoansHomes for HeroesREAL ESTATE3 2J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
CROSSCOUNTRY MORTGAGE3 3J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
DIRECT MORTGAGE3 4J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
HOMES FOR HEROES3 5J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
Brookdale Senior LivingSENIOR LIVING3 6J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
BROOKDALE SENIOR LIVING3 7J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
Heroes Vacation ClubTravelPerksTRAVEL3 8J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
HEROES VACATION CLUB3 9J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
TRAVELPERKS4 0J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3
We thank you for your continued support.For questions, comments, or concerns,please reach out to:4 1CONTACT USGena Maytubby, Marketing DirectorFOP Benefits | SF&C Insurance AssociatesEmail: gmaytubby@sfandc.comCell: 661.448.9067J A N U A R Y | M O N T H L Y B E N E F I T S 2 0 2 3