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April 2020Exclusive Benefits for FOP MembersFOP BenefitsNow it’s YOUR turn to be protected© 2019 National Fraternal Order of PoliceLeveraging the collective buying power of all 351,000 FOP members, your National Board of Trustees approved six new benefits. You spend your days protecting others, your FOP is committed to protecting you.

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,THE FOP WORKING FOR YOUOur Program Development Committee, along with our partners at FOP Benefits, have been hard at work for the past six months vetting new member programs. With the common goal of delivering the highest quality of services to our members and increasing revenue to the FOP, we are confident that these new programs will be valuable additions and will improve members' day to day lives.Please take the time to check out each and every one of our new programs as well as the existing services. All of our partners stand ready to help our members.National Executive BoardPatrick YoesPresidentJoe GamaldiVice PresidentJimmy HolderfieldSecretaryTom PenozaTreasurerLes Neri2ndVice PresidentKeith TurneySgt-at-ArmsRob PrideChairman of TrusteesProgram Development CommitteeJack Simington, ChairDesmond CarterChet DeLongSteve DemofonteAllen HambyMatthew HeadyRon LeekBob MartinezDan SilvaStephen Walkerwww.fop.netForassistance and more information contact Gena Moore, Director of Marketing, FOP Benefits.586.360.8913 (cell) or email

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FOP BenefitsNow it’s YOUR turn to be protected

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FOP BenefitsNow it’s YOUR turn to be protected

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The Moonlighting Liability Insurance Program protects individual peace officers who perform extra duty jobs. In addition to protecting the officer, coverage is extended to the non-governmental entity that has contracted the officer’s services. By offering protection to the extra duty employer you have a distinct marketing advantage over other programs, which may not extend coverage to the hiring entity.Who Needs this Coverage?Any peace officer who provides law enforcement services for non-governmental entities. Coverage is subject to approval from your primary governmental employer.The Moonlighting Liability Program is not a plan offered or covered by FOP Legal Plan, Inc. The Moonlighting Program is offered and insured by an outside independent insurance company and is endorsed by The Grand Lodge FOP.All necessary documentation will be sent in the order received, please allow up to 72 business hours before contacting Lynn Young at 419-724-8726.FOP BenefitsNow it’s YOUR turn to be protected

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This program is designed specifically to cover the law enforcement exposures faced by members of the FOP Legal Defense Plan by paying legal defense costs on behalf of participating members for the following actions and proceedings:o Coverage A – Administrative (includes Administrative Off-Duty)o Coverage B – Civilo Coverage C – CriminalLegal defense protection is a necessity for law enforcement professionals. As the frequency and cost of allegations rise, the FOP Legal Defense Plan offers you and your lodge members a very affordable and comprehensive plan. FOP BenefitsNow it’s YOUR turn to be protected

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The Grand Lodge Fraternal Order of Police is pleased to announce a new Affinity Credit Card relationship with Commerce Bank for the Fraternal Order of Police Visa®Rewards Credit Card. The Grand Lodge has partnered exclusively with Commerce Bank to make the Fraternal Order of Police Visa®Rewards Credit Card available to FOP Members, FOP Associate Members, FOP Auxiliary Members, their families, and all employees of FOP, FOP Associate or FOP Auxiliary Lodges.The FOP Visa®Rewards Credit Card comes with a number of features and benefits, including:• Customized credit card incorporating the FOP logo• No annual fee• Low introductory rate• Participation in the Commerce Bank Rewards Program, in which points can be earned towards gift cards, merchandise, or travel rewards when you make purchases with the FOP Visa®Rewards Credit Card• Support for the Grand Lodge by participating in the FOP Credit Card Program• Get the card that rewards you, and show support for the Fraternal Order of Police every time you make a purchase! CLICK HERE TO APPLY NOW.FOP BenefitsNow it’s YOUR turn to be protected

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Did you know that your membership with the National FOP allows you to join the National Police Credit Union? NPCU is a division of Chicago Patrolmen's Federal Credit Union, serving Chicago Police Officers since 1938. The Grand Lodge Board is excited to provide you access to the NPCU Auto Loan Program, which offers the following benefits:• Rates as low as 1.49% APR *• Covers new and currently owned vehicles• Reduced documentation• Offers loan pre-approval so you can negotiate like a cash buyer• Can be combined with manufacturer rebates to maximize member valueThey don't just offer amazing Auto Loans; they are a full-service financial institution! Their 77 years of experience combined with modern conveniences such as Online Banking, Bill Pay and the Shared Branch network make them your first stop for any and all financial needs. You'll gain access to low rates on everything from new and used autos and motorcycles, to signature loans! They also have a full suite of products and services to help you save money and plan for your future.Click here for more information*Rates subject to change without notice and vary based on term and credit score. Additional restrictions may apply. APR: Annual Percentage RateFOP BenefitsNow it’s YOUR turn to be protected

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Lodge Fidelity InsuranceArticle 19 of the F.O.P. Constitution and Bylaws requires each state and local lodge to maintain employee dishonesty coverage to protect lodge funds from dishonest acts by lodge members.This program fulfills this requirement and offers the following coverage features:o 3 Year Prepaid Policy (Kentucky lodges must add a 1.5% surcharge to premium)o Optional Limits and Deductibleso Broadest definition of covered Employees and Financial Losso Automatic Renewal – No new application required for loss free lodges.o Available to F.O.P. Lodges in all states, except HawaiiUnderwritten ByHartford Fire Insurance Company–Rated A+ by A.M. Best CompanyCoverageBlanket Employee Dishonesty Coverage– Insures for loss of money, securities and other property caused by fraudulent or dishonest acts of any employee against the F.O.P. Lodge.Definition of Employee includes all officers, directors, volunteers and committee chairpersons whether compensated or not.CLICK HERE FOR MORE INFORMATIONFOP BenefitsNow it’s YOUR turn to be protected

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• LifeLock® identity theft protection gives you more than just credit monitoring alone and helps safeguard your good name. As a member, you get alerts† via phone*, email or text to nofy you of suspicious activity, and our award-winning U.S. based team of specialists will work to resolve identity theft problems. We think your identity is worth protecting.• Product Features:• 24/7 access to U.S. based Agents• Proprietary LifeLock Identy Monitoring†• Dedicated LifeLock Restoration Specialists• $1 Million Service Guarantee to help restore your good name‡• † LifeLock does not monitor all transactions at all businesses.* Phone alerts made during normal local business hours.• ‡ Service Guarantee benefits for State of New York members are provided under a Master Insurance Policy issued by State National Insurance Company. Benefits for all other members are provided under a Master Insurance Policy underwritten by United Specialty Insurance Company. Under the Service Guarantee LifeLock will spend up to $1 million to hire experts to help your recovery. Please see the policy for terms, conditions and exclusions at here for pricing and informationFOP BenefitsNow it’s YOUR turn to be protected

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Member BenefitsGrand Lodge of FOP Members can save up to 25% off Avis base rates when making a reservation with Avis Worldwide Discount (AWD) number S034700. Complete your reservation and receive instant online and email confirmation of your travel plans.For special Grand Lodge FOP member car rental reservations, CLICK HERE TO BOOK or call (800) 331-1212 and mention your AWD# S034700. Save additional money with money saving coupons from MSTA Membership Department. Enroll in Avis Preferred Express program using the AWD# and save the $50.00 on yearly enrollment fee.FOP BenefitsNow it’s YOUR turn to be protected

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Our new vendor partners have worked hard toensure their staff is ready to help our members.However, in the event that some of the co-branded landing pages are not yet live or forgeneral information please do not hesitate toreach out to FOP Benefits Marketing Director,Gena Moore. She stands ready to answer yourquestions and if she doesn’t know the answer, willfind out the answer and get you to the rightpeople so you can start taking advantage ofthese new services now!• Please note that OPEN ENROLLMENT for theColonial Life Insurance Products will begin APRIL15th. In the meantime, you may view theembedded videos to learn more about eachproduct that will be available during openenrollmentFor more information contact:Gena MooreDirector of MarketingFOP BenefitsCell: 586.360.8913Email: