Return to flip book view
September 2020 Exclusive Benefits for FOP Members FOP Medicare 2019 National Fraternal Order of Police
Our new vendor partners stand ready to serve you National Executive Board Patrick Yoes President Joe Gamaldi Vice President Jimmy Holderfield Secretary Tom Penoza Treasurer Les Neri 2nd Vice President For general information please do not hesitate to reach out to FOP Benefits Marketing Director Gena Moore She stands ready to answer your questions and if she doesn t know the answer she will find out the answer and get you to the right people Keith Turney Sgt at Arms Rob Pride Chairman of Trustees Program Development Committee Jack Simington Chair Desmond Carter Chet DeLong Steve Demofonte Allen Hamby Matthew Heady Ron Leek Bob Martinez Dan Silva Stephen Walker Pease note that OPEN ENROLLMENT for the Colonial Life voluntary benefits is in progress NOW and you may get rates plan details and enroll right over the phone For more information contact Gena Moore Director of Marketing FOP Benefits Cell 586 360 8913 Email gmoore fop benefits com
Learn more about Medicare The Fraternal Order of Police FOP understands that Medicare can be confusing so we re here to help We ve included some frequently asked questions below Q When do I become eligible for Medicare A You become eligible for Medicare when you turn 65 or earlier because of certain health conditions Q How do I enroll in Medicare A You can enroll online at SocialSecurity gov or in person at your local Social Security office Continued on next page
More about Medicare Continued from previous page Q When can I sign up for Medicare A You can sign up for Medicare during the 90 days before your 65th birthday The window to enroll in Medicare closes 90 days after your 65th birthday If you enroll after that you may face a late enrollment penalty Q What do the different parts of Medicare mean A Part A covers hospital care Part B covers doctor services Part C refers to Medicare Advantage plans and Part D covers prescription drugs Q What do your Medicare Advantage plan options cover A These plans called Part C are offered through private insurers and they combine everything covered under Part A and Part B and Part D into Continued on next page
More about Medicare Continued from previous page one plan Plus these plans often include additional benefits and programs not covered under Original Medicare To be eligible for a Medicare Advantage plan you have to enroll in Medicare Part A and Part B and pay your Part B monthly premiums Q Where can I learn more about Medicare A For more information go to FOP AetnaMedicare com Turning 65 We have helpful videos about enrolling in Medicare and the plan options available to you Or visit Medicare gov for general Medicare information Q I ve heard that the FOP may have a health insurance plan Can you tell me more A The FOP is offering four group Aetna Medicare Advantage PPO plans to Medicare eligible retired FOP members and their spouses These custom plans are currently for people who purchase their Continued on next page
More about Medicare Continued from previous page own insurance and don t have a bargained benefit through their former employer or union For those with bargained benefits we re working with some groups across the country to see if we can add these plans to their offerings Check with your former employer or union to see if an Aetna plan might be an option for you Q What is unique about group PPO plans A Group Preferred Provider Organization PPO plans allow you more freedom than an HMO plan so you can use the doctors and hospitals you want The four FOP Aetna Medicare Advantage PPO plan options we re offering allow you to see any licensed provider who is eligible to receive Medicare payment and willing to accept your Aetna plan Aetna has a large nationwide network of providers but you ll pay the same cost whether your doctor is in or out of network Continued on next page
More about Medicare Continued from previous page Q Do the FOP plans offer more benefits than Original Medicare A Yes the FOP Aetna plans include extra benefits and programs not offered by Original Medicare such as vision and hearing aid reimbursements the SilverSneakers fitness program a referral service to help you find local resources a 24 hour nurse line and other care and wellness programs to help keep you healthy Q When can I sign up for a FOP Aetna plan A As you become eligible for Medicare you can sign up for a FOP Aetna Medicare Advantage plan throughout 2020 Just be sure you ve already enrolled in Medicare Part A and Part B If you re already on a Medicare plan you can enroll during Open Enrollment Continued on next page
More about Medicare Continued from previous page Q Where can I go for more information about my health plan options A For more information or to enroll in an Aetna Medicare Advantage plan go to FOP AetnaMedicare com or call Aetna at 1 866246 8060 TTY 711 Monday through Friday 8 AM to 9 PM ET
What is your background growing up I grew up in northern Baltimore county and l attended an all boys Jesuit middle and high school and played football and baseball I went to Elon University in North Carolina and chose business as a major because I knew that would provide me with the best job opportunities What was your first job Chris Naylor COO Direct Mortgage Loans I was 16 and had a driver s license so it worked out that I would give my sister rides to her horseback riding lessons and I got paid to shovel out the stalls I did that for two summers before college and then the summer after freshmen year I got my first real paycheck at Baltimore Tool I was given one job I was to assemble a room full of chisels package them up and ship them off to home depot and it was to be completed by the end of the Summer I finished the job in early July so I had put myself out of work At that point I decided to start my own business detailing cars and I called it the Detail Dude I was 19 years old and that job pretty much paid me my beer money What drew you to the mortgage industry During the Summer before senior year my brother got into the mortgage business I became friendly with the guys he was working with and they gave me a Summer internship I was tasked with answering the phone and ended up closing some loans It s crazy to think now a Summer Intern closing mortgages but at that time you didn t need a license to sell mortgages Those core guys left that company to start DML and I was one of the original six people hired when they opened their doors in 2008 What is your favorite thing about working at DML I know every company claims to have a cool culture but those first core dozen employees are still here at DML The leadership team has invested greatly into creating a positive culture This means that we are very selective about who we bring on We use behavioral assessments to gauge not only personality at home but how that will translate into their job role and that varies greatly by person We take a lot of time to evaluate the testing and go through the results page bypage with potential candidates We know who they are right out the gate and what motivates them and that allows us to adjust our management style because we want happy focused successful long term employees If you had to choose one album one movie and one meal for the rest of your life what would they be Album The Eagles Greatest Hits Meal Maryland steamed crabs Movie Casino Pineapple on pizza yes or no Yes I am a non traditional pizza guy so I m good with any weird combo but pineapple on pizza is a yes
The FOP Legal Defense Plan This program is designed specifically to cover the law enforcement exposures faced by members of the FOP Legal Defense Plan by paying legal defense costs on behalf of participating members for the following actions and proceedings o Coverage A Administrative includes Administrative OffDuty o Coverage B Civil o Coverage C Criminal Legal defense protection is a necessity for law enforcement professionals As the frequency and cost of allegations rise the FOP Legal Defense Plan offers you and your lodge members a very affordable and comprehensive plan Click here for more information FOP Benefits Now it s YOUR turn to be protected
For several years The Union Shop has printed FOP checks for FOP members and their immediate family members Why buy other checks BUY FOP CHECKS Send the message that you support the Fraternal Order of Police All designs available in both single and duplicate styles All new orders include Fraternal Order of Police custom checkbook cover check register and single deposit tickets Guaranteed to work at your financial institution If not completely satisfied we ll replace your order or refund your money CLICK HERE TO ORDER CHECKS FOP Benefits Now it s YOUR turn to be protected
The Grand Lodge Fraternal Order of Police is pleased to announce a new Affinity Credit Card relationship with Commerce Bank for the Fraternal Order of Police Visa Rewards Credit Card The Grand Lodge has partnered exclusively with Commerce Bank to make the Fraternal Order of Police Visa Rewards Credit Card available to FOP Members FOP Associate Members FOP Auxiliary Members their families and all employees of FOP FOP Associate or FOP Auxiliary Lodges The FOP Visa Rewards Credit Card comes with a number of features and benefits including Customized credit card incorporating the FOP logo No annual fee Low introductory rate Participation in the Commerce Bank Rewards Program in which points can be earned towards gift cards merchandise or travel rewards when you make purchases with the FOP Visa Rewards Credit Card Support for the Grand Lodge by participating in the FOP Credit Card Program Get the card that rewards you and show support for the Fraternal Order of Police every time you make a purchase CLICK HERE TO APPLY NOW FOP Benefits Now it s YOUR turn to be protected
For special Grand Lodge FOP member car rental reservations CLICK HERE TO BOOK or call 800 331 1212 and mention your AWD S034700 Save additional money with money saving coupons from MSTA Membership Department Enroll in Avis Preferred Express program using the AWD and save the 50 00 on yearly enrollment fee FOP Benefits Now it s YOUR turn to be protected Member Benefits Grand Lodge of FOP Members can save up to 25 off Avis base rates when making a reservation with Avis Worldwide Discount AWD number S034700 Complete your reservation and receive instant online and email confirmation of your travel plans See below for additional Avis offers and promotions
FOP Benefits Lodge Fidelity Insurance Now it s YOUR turn to be protected Article 19 of the F O P Constitution and Bylaws requires each state and local lodge to maintain employee dishonesty coverage to protect lodge funds from dishonest acts by lodge members This program fulfills this requirement and offers the following coverage features o 3 Year Prepaid Policy Kentucky lodges must add a 1 5 surcharge to premium o Optional Limits and Deductibles o Broadest definition of covered Employees and Financial Loss o Automatic Renewal No new application required for loss free lodges o Available to F O P Lodges in all states except Hawaii Underwritten By Hartford Fire Insurance Company Rated A by A M Best Company Coverage Blanket Employee Dishonesty Coverage Insures for loss of money securities and other property caused by fraudulent or dishonest acts of any employee against the F O P Lodge Definition of Employee includes all officers directors volunteers and committee chairpersons whether compensated or not CLICK HERE FOR MORE INFORMATION
FOP FREE COLLEGE The FOP Free College Benefit makes it possible for you and your family members to earn an associate degree completely online for FREE NOW OFFERING THE FOLLOWING DEGREE PROGRAMS HEALTHCARE ADMINISTRATION DEGREE ENVIRONMENT and CONSERVATION FOCUS of BUSINESS MANAGEMENT DEGREE PROFESSIONAL OFFICE MANAGEMENT TEACHER EDUCATION Associate of Arts CYBER SECURITY DIGITAL AND SOCIAL MEDIA MARKETING ADVERTISING PROGRAMMING AND DEVELOPMENT DATA SCIENCE HOSPITALITY EVENT MANAGEMENT HOSPITALITY HOTEL AND CONVENTION MANAGEMENT CLICK HERE FOR MORE INFORMATION FOP Benefits Now it s YOUR turn to be protected
The Moonlighting Liability Insurance Program protects individual peace officers who perform extra duty jobs In addition to protecting the officer coverage is extended to the nongovernmental entity that has contracted the officer s services By offering protection to the extra duty employer you have a distinct marketing advantage over other programs which may not extend coverage to the hiring entity Who Needs this Coverage Any peace officer who provides law enforcement services for non governmental entities Coverage is subject to approval from your primary governmental employer The Moonlighting Liability Program is not a plan offered or covered by FOP Legal Plan Inc The Moonlighting Program is offered and insured by an outside independent insurance company and is endorsed by The Grand Lodge FOP All necessary documentation will be sent in the order received please allow up to 72 business hours before contacting Lynn Young at 419 724 8726 Click here for more information FOP Benefits Now it s YOUR turn to be protected
Our vendor partners stand ready to serve you For general information please do not hesitate to reach out to FOP Benefits Marketing Director Gena Moore She stands ready to answer your questions and if she doesn t know the answer she will find out the answer and get you to the right people Pease note that OPEN ENROLLMENT for the Colonial Life voluntary benefits is in progress NOW and you may get rates plan details and enroll right over the phone For more information contact Gena Moore Director of Marketing FOP Benefits Cell 586 360 8913 Email gmoore fop benefits com
Electronic Newsletters Fraternal Order of Police Click covers to open individual newsletters August 2020 Editions
Our vendor partners stand ready to serve you For general information please do not hesitate to reach out to FOP Benefits Marketing Director Gena Moore She stands ready to answer your questions and if she doesn t know the answer she will find out the answer and get you to the right people Pease note that OPEN ENROLLMENT for the Colonial Life voluntary benefits is in progress NOW and you may get rates plan details and enroll right over the phone For more information contact Gena Moore Director of Marketing FOP Benefits Cell 586 360 8913 Email gmoore fop benefits com