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EXCLUSIVE BENEFITS FOR FOP MEMBERSISSUE 01 | MAY 2022V E N D O RS P O T L I G H T M E M B E RB E N E F I T SC O N T A C T U S

Table of ContentsV E N D O RS P O T L I G H TCrossCountry Mortgage03I N S U R A N C EAetna, Cipolla, Hylant,Liberty Mutual14M O R T G A G E SDirect Mortgage Loans,Homes for Heroes23T R A V E LHeroes Vacation Club,TravelPerks26M O N E YCollege Ave Student Loans,Commerce Bank, NationalPolice Credit Union20E D U C A T I O NFOP Free College Program07CONTENTSFOP.NET/MEMBER-BENEFITS/H E A L T HHeritage Health Solutions09I D P R O T E C T I O NID Theft Assist, LifeExec, Life Lock, 11C O N T A C T U SMarketing Director29

Vendor SpotlightOur team is dedicated to making themortgage process easy, stress-free, andrewarding.We listen to our customers, assess theirneeds, and recommend the best loan optionfor them, not for us.We offer a broad portfolio of traditional andniche loan products to serve virtually everymortgage situation.We deliver fast closings with a highlyefficient process driven by advancedmortgage technology.Now that I have usedCrossCountry Mortgage for myhome loan, I completelyunderstand why my unionchose to partner with them. Myloan officer was completelytransparent during the entireprocess and it took zero efforton my part.Michael L. Washington, April2021PAGE 3CrossCountryMortgageD E D I C A T E D T OG E T T I N G I T D O N E

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STRONG RELATIONSHIPS START HERENew York City PoliceDepartment:1996-Present,currently serving in the CounterTerrorism Bureau and assigned tothe FBI-NYPD Joint TerrorismTask Force25-year member of Housing FOPLodge 997U.S. Army VeteranBrian MaguireLoan OfficerNMLS #245865Brian.maguire@myccmortgage.comBoston Police Department: 1994-Present, Anti-Crime Unit, currently anactive Sergeant approachingretirementU.S. Marine Corps Veteran: ActiveDuty 1986-1991, Combat Veteran,Operation Desert Storm/ShieldChristopher MorganBusiness Development ManagerNMLS #47044Christopher.morgan@myccmortgage.comSergeant, Larchmont Village (NY) Police DepartmentMichael DoucetteLoan OfficerNMLS #1835758Michael.doucette@myccmortgage.com PAGE 5

FOP Members looking to buy a home or refinance their existing home loan have access to adedicated mortgage team and substantial savings. Primary, vacation, and investmentproperties are eligible.Standard Processing Fee: $495Standard UW Fee: $995Standard Credit Report Fee: $100Standard Floor Cert Fee: $8Standard Appraisal Fee (average): $600FOP Processing Fee: $0FOP UW Fee: $0FOP Credit Report Fee: $0FOP Credit and Flood Fee: $0FOP Fee: $0Savings up to: $2,198**Terms & Conditions: This is not a commitment to lend. All loans subject to program guidelines and underwriting approval. Loanprogram terms and conditions are subject to change without notice. Available or first lien mortgage purchase money loans orrefinance loans only, subject to certain minimum loan amounts. Discounts will be applied at closing as a lender credit up to amaximum of $2,198, limitations may apply. Borrower cannot receive cash at closing. Only one offer per loan transaction will beaccepted. No cash value. Available only on loans originated by CrossCountry Mortgage, LLC. Borrower must mention the programat the time of application. CrossCountry Mortgage, LLC has the right to accept, decline, or limit the use of any discount or offer.Copyright© 2021 CrossCountry Mortgage, LLC.PAGE 6

EducationF O P F R E E C O L L E G E P R O G R A MPAGE 7FOP.NET/MEMBER-BENEFITS/

PAGE 8FOP Free College

HealthH E R I T A G E H E A L T H S O L U T I O N SPAGE 9FOP.NET/MEMBER-BENEFITS/

PAGE 10Heritage Health Solutions

Identity ProtectionI D T H E F T A S S I S TL I F E E X E CL I F E L O C KPAGE 11FOP.NET/MEMBER-BENEFITS/

PAGE 12ID Theft AssistLifeExec

PAGE 13Life Lock

InsuranceA E T N AC I P O L L AH Y L A N TL I B E R T Y M U T U A LPAGE 14FOP.NET/MEMBER-BENEFITS/

AetnaPAGE 15

CipollaPAGE 16

PAGE 17Hylant - Fidelity

PAGE 18Hylant - Legal Defense

Liberty MutualPAGE 19

MoneyC O L L E G E A V E S T U D E N T L O A N SC O M M E R C E B A N KN A T I O N A L P O L I C E C R E D I T U N I O NPAGE 20FOP.NET/MEMBER-BENEFITS/

P A G E 2 1Commerce BankCollege Ave

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P A G E 2 3MortgagesD I R E C T M O R T G A G E L O A N SH O M E S F O R H E R O E SF O P . N E T / M E M B E R - B E N E F I T S /

P A G E 2 4Direct Mortgage Loans

P A G E 2 5Homes for Heroes

TravelH E R O E S V A C A T I O N C L U BT R A V E L P E R K SP A G E 2 6F O P . N E T / M E M B E R - B E N E F I T S /

Heroes Vacation ClubP A G E 2 7

P A G E 2 8TravelPerks

P A G E 2 9Contact Us